The St Louis Area Real Estate Experts
 
Contact us at (314) 434-2222

"Buying a home is about finding a nest, and investing your nest egg”



In most businesses, knowledge equals power, and real estate is certainly no exception.

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To learn more about the buying process, or homes in specific areas around town, contact us today.

The real estate market in St Louis is certainly complex, and all of the information about buying a home can be overwhelming.  Our agent are extremely qualified to analyze home values and we take pride in representing our clients in the home buying process.

When you’ve decided to buy, your Kelsey Group agent will be your advocate, your guide, and your fierce negotiator. We will work hard to make yours a great purchase.

Sincerely, 

The Kelsey Group, REALTORS®


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



Home Buyer Reports

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Be sure not to pay too much for your home!
Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture...
Read More 

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Ensure A Smooth Home Purchase
Buying a home can be an emotional, time-consuming, and complex process...
Read More 

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Avoid the Most Common Buying Errors
Shopping for a new home is an emotional experience. It’s also time consuming and comes with a myriad of details...
Read More 

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Things To Keep In Mind When Buying Your First Home
Many renters are starting to think about purchasing a home of their own. Several factors should be considered when purchasing a home...
Read More 
 
Home Search

Never miss the perfect home!  Search for a great investment now!  Begin Search  Home search
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Buyer's Toolkit

Your Team
Your Plan
Your Calculator
Your Opinion
Your Real Estate News

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Helpful Articles

Why hire a real estate professional?

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